Gurugram Crime latest news: Now the name of another bank has come to light in the case of selling bank accounts to cyber thugs in Gurugram. Cyber Police Station East Police, Manager Mohd. posted at Lajpat Nagar branch of Yes Bank, Delhi. Deputy Sales Manager Ankesh and Sales Officer Roshan posted in Mukim and Chhatarpur branches have been arrested. The three accused have opened 12 accounts fraudulently.
Gurugram News: Now the name of another bank has come to light in the case of selling bank accounts to cyber thugs. Cyber Police Station East Police, Manager Mohd. posted at Lajpat Nagar branch of Yes Bank, Delhi. Deputy Sales Manager Ankesh and Sales Officer Roshan posted in Mukim and Chhatarpur branches have been arrested. The investigation so far has revealed that the three accused have opened 12 accounts fraudulently.
ACP Cyber Crime Priyanshu Diwan said that in April 2023, cyber thugs had defrauded a 30-year-old man of Rs 9 lakh 52 thousand. The thugs had introduced themselves to the courier company and said that a courier had come in their name. There are suspicious items in it. After this, posing as an alleged police officer, he cheated the money from them. The accused had deposited the defrauded amount in four accounts. After the complaint of the victim, Cyber Police Station East registered a case and started investigation.
During this, it was revealed that out of the defrauded amount, Rs 1.5 lakh was sent to the account of Ranjan, a resident of Muzaffarpur, Bihar. When cyber police interrogated him, he denied operating any account. Also told that a few months ago, her aunt’s son Roshan, who worked in the Chhatarpur branch of Yes Bank, had asked to open an account with an ID. On this the police investigation team reached Roshan’s house. After interrogation on March 2, he was arrested from Chhatarpur.
On interrogating and spotting him, Deputy Sales Manager Anikesh, who worked in his branch, and Lajpat Nagar branch manager Mohd. Mukim was arrested from Lajpat Nagar. During interrogation it was revealed that in April 2023 Mohd. Mukim was the manager of Chhatarpur branch. During this time, both of them opened accounts only on his request. Mukim is from Bareilly in Uttar Pradesh, Anikesh is from Begusarai in Bihar and Roshan is from Muzaffarpur. Mukim currently lived in Okhla Vihar, Delhi.
First created a fake company, opened a current account on it
During cyber police investigation, it was revealed that Mukeem was friends with Suhail Akram, a resident of Bareilly. It was only on his request that the Mukim got the accounts opened and handed over to him. Mukim had received Rs 2 lakh from Suhail for this work. Out of this, Mukim took Rs. 1.25 lakh and the remaining amount was taken equally by both of them. The accused told that Suhail further sold these accounts to cyber thugs. Till now the fraudulent amount had been deposited in only one of these accounts.
It was also revealed that Roshan had earlier got a SIM issued in the name of Ranjan’s brother Kundan. On this, a fake company in the name of Ranjan was formed. GST number taken. Then a fake current account was opened in the bank in the name of the firm. The only purpose of opening a current account was that online transactions of any amount could be done in it. There is a limit for transactions in salary or other accounts. Mukim had handed over the account kit along with the SIM to the accused.
Bank’s KYC and monitoring process is also under question
The KYC and monitoring process of the bank is also under question. As per RBI guidelines, after opening the account, verification is done by calling the number which is linked to the account. But verification was not done properly by the bank management. Apart from this, this process also failed due to cyber thugs having the SIM. If the verification had been properly monitored by the bank officials, perhaps the accused would have been caught earlier.
Accounts are opened in three ways
- By coming to offline bank. Under this, the bank employee will go to the customer’s house to do KYC.
- By sending the link to online mobile. Under this, video KYC is done.
- By Aadhaar ID and Biometric. Under this, the thumb impression and base are linked to the Kevasi.
All accounts opened by the accused will be investigated
ACP Priyanshu Diwan said that the accounts opened by all the arrested accused of Yes Bank will be investigated. Information in this regard has been sought by sending a letter to the bank management. Who else is involved along with them is also being investigated. Another accused resident of Bareilly is being searched. All the accused are currently on remand for four days.
